From the CFOs Office: Part II

🇧🇷 São Paulo – Manufacturing Group Treasurer

"We run factories across Brazil. My daily struggle is knowing if overseas suppliers have been paid and whether shipments will clear.

I’m embarrassed to say, sometimes my line managers know before I do—through WhatsApp screenshots from logistics partners.

That’s how fragile visibility is.

When I report to the board, I can’t give them certainty. Just probabilities."

Breakdown

• Pain Point: Reliance on informal channels → undermines treasury control.
• Metrics That Matter: FX exposure and supply chain reliability are compromised.
• Opportunity: Payment experiences that integrate supplier payments with customs and logistics data create end-to-end visibility.
• Revenue Play: Banks/fintechs can bundle payment rails with supply chain intelligence → monetize certainty.