Technology alone won’t change behavior. You need to redesign rituals—the daily habits—of payment workflows

Behavioral economics teaches us that people’s decisions are not always based on cold, hard facts.

The kind that reduce churn, drive feature adoption, and turn payment operations from a cost center into a growth lever.

The future belongs to those who serve people, not systems.

Here’s how AI and great UX work together to create a smarter, better decisions in modern treasury management.